Terms of Service

Effective Date: June 1, 2025

Welcome to ai.hubtoday (hereinafter referred to as “the Site” or “we”). Please read the following Terms of Service carefully before using our services. By accessing or using the Site, you agree to and accept these Terms.

1. Service Overview

The Site provides users with paid subscription content and membership services, including but not limited to blog articles, exclusive resources, e-books, and community interactions. Some content is accessible to subscribers only.

2. User Registration & Account

Users must provide a valid email address and set a password to register an account.
Users are responsible for the security of their account and all activities under it. Transferring or sharing accounts is prohibited.
The Site reserves the right to suspend or terminate accounts if users violate these Terms.

3. Paid Subscription Services

Subscription services are billed on a monthly/annual basis, with fees clearly displayed on the checkout page.
All payments are processed through third-party payment platforms (such as Stripe, PayPal). The Site does not store your payment information.
Subscriptions will automatically renew unless you cancel before the end of the current billing cycle.
14-Day Refund Policy: First-time subscribers may request a full refund within 14 days of purchase if not satisfied with the service. Please contact us via the email provided at the end of these Terms and explain your reason for the refund. Each user is limited to one refund opportunity. After 14 days or for non-first-time subscriptions, unless mandated by law, payments are non-refundable.

4. Content Usage & Intellectual Property

All original content is copyrighted by the Site (hubtoday) and may not be copied, republished, or used for commercial purposes without authorization.
Users are granted non-exclusive, non-transferable access rights for personal learning and reading only.
For commercial use or extensive quotations, please contact the Site for authorization.

5. User Conduct Guidelines

Prohibited: Uploading, posting, or disseminating any illegal, harassing, false, offensive, or rights-infringing content.
Prohibited: Using technical means to bulk download, scrape, or crack member content.
The Site reserves the right to remove inappropriate content and ban violating users.

6. Service Changes & Interruptions

We reserve the right to modify, suspend, or terminate some or all services at any time without prior notice.
The Site assumes no liability for compensation if content becomes temporarily inaccessible due to force majeure, server failures, or third-party service interruptions.

7. Disclaimer

Information provided by the Site is for reference only and does not constitute any professional advice (such as financial, legal, or medical).
The Site bears no responsibility for any direct or indirect losses arising from users’ use of the Site’s content or services.

8. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of California, United States, without regard to conflict of law principles.
Any disputes arising out of or relating to these Terms shall first be resolved through amicable negotiation between the parties; if negotiation fails, you agree to submit to the jurisdiction of the courts in Santa Clara County, California.