Terms of Service

Effective Date: June 1, 2025

Welcome to ai.hubtoday (referred to as “the Site” or “we”). Before using our services, please take a moment to read through these Terms of Service carefully. By accessing or using the Site, you agree to and accept these terms. 🙌

1. About Our Service

The Site offers paid subscription content and membership services, including but not limited to blog posts, exclusive resources, e-books, community interactions, and more. Some content is accessible to subscribers only.

2. User Registration & Accounts

• A valid email address and password are required to register an account.
• You are responsible for your account’s security and all activity under it. Sharing or transferring your account is strictly prohibited.
• The Site reserves the right to suspend or terminate your account if you violate these Terms.

3. Paid Subscription Services

• Subscriptions are billed on a monthly or annual basis, with pricing clearly displayed on the checkout page.
• All payments are processed through third-party payment platforms (e.g., Stripe, PayPal) — we never store your payment information.
• Subscriptions auto-renew unless you cancel before the end of your current billing cycle.
• 14-Day Refund Policy: First-time subscribers who are unsatisfied with the service may request a full refund within 14 days of purchase. Just reach out via the contact email at the bottom of these Terms and let us know why. Each user is limited to one refund. After 14 days or for non-first-time subscriptions, refunds are not available unless required by law.

4. Content Use & Intellectual Property

• hubtoday owns the copyright to all original content on this Site. Reproduction, redistribution, or commercial use without authorization is not permitted.
• Users are granted a non-exclusive, non-transferable right of access for personal learning and reading only.
• For commercial use or extensive citation, please contact us to obtain proper authorization.

5. User Conduct

• Prohibited: uploading, posting, or distributing any illegal, harassing, false, offensive, or rights-infringing content.
• Prohibited: using technical means to bulk-download, scrape, or crack member-only content.
• The Site reserves the right to remove inappropriate content and ban users who violate these rules. 🚫

6. Service Changes & Interruptions

• We reserve the right to modify, suspend, or discontinue any part or all of the services at any time without prior notice.
• The Site is not liable for compensation in cases where content becomes temporarily inaccessible due to force majeure, server failures, or third-party service outages.

7. Disclaimer

• Information provided on this Site is for reference only and does not constitute any form of professional advice (financial, legal, medical, etc.).
• The Site is not responsible for any direct or indirect losses arising from your use of the Site’s content or services.

8. Governing Law

• These Terms are governed by and construed in accordance with the laws of the State of California, USA, without regard to its conflict of law principles.
• Any disputes arising out of or relating to these Terms shall first be resolved through good-faith negotiation. If that doesn’t work out, you agree to submit to the jurisdiction of the competent courts in Santa Clara County, California.

9. Contact Us

• If you have any questions about these Terms, feel free to reach out: 📬
• 📧 Email: justlikemaki@foxmail.com